LOL, good point! I think you're right!
What I don't have is a ghost story as in an involuntary apparition of sorts.
However, I grew up in a spiritualist Argentinian religion (literally grew up since my grandpa was among the founders). And at my church we have several "practices" that involve "trans-communication" for lack of a better word. So I have plenty of stories involving "them" so to speak. But we don't think of that as ghost stories in the creepy sense. All of that is actually pretty normal (for us)
Having said that, several of my family members and friends here had have some sort of creepy apparition, more than once usually, but not me. Maybe ghosts are scared of me
Now, one thing I remember, which is not a ghost story but comes close, is the following:
In my early twenties, my friends and I decided to play a "fortune telling game" with cards. We just classified all cards to mean Yes or No (I don't recall how), then started asking questions. And we started with "calibrating" questions like "are we in a boat", "is his name X", etc... Soon we started to get very nervous when we noticed that the answers to all the check questions came out exactly right, over and over. We started with the real questions, and soon we got really, really scared. I still very vividly remember when one of us asked if he was going to die in a year, and I just took the cards and run out to make sure we don't ever get an answer. He's alive.. we're all are. But still, I never got so scared in my life
LOL, no kidding.
I think I have someone I very much like to haunt when I die: there was a primary school reunion a few years ago. Then this (now) woman right after saying hi told me if I remember how I use to stalk her in school. As in, you were soo annoying! I remember really likening her (my first LO I guess), but not stalking her. OK, I know she is probably right, but still, she saying that really bothered me... I'll show her what stalking really is